Credit Report Repair
Credit reports/credit scores are used to track your financial performance. Credit scores are usually in the 300-900 range. A credit bureau creates your credit file using information from banks, merchants, credit card companies and other creditors. Included in your credit report are a list of accounts that have been referred to a collection agency; your credit card payment history, department store credit; and public record information such as bankruptcies, tax problems, and so on. Credit scores are generated by the credit bureaus when they print your credit report. They use a program created by Fair Isaac Company